Friday, September 26, 2008

The Deal, Boss, The Deal

So Democrats are coming out and screaming about the deal they had on the table until John McCain (who didn't speak the first 40 minutes during the round table) railroaded the debate.

As I watched the news yesterday, the Democrats did not have a deal until after McCain announced he was on the way to Washington D.C.

THEY DID NOT HAVE DEAL! They are playing politics just like everyone else. Do not listen to the rhetoric. They are blaming Mr. McCain now because they can't come up with any real plan.

My Question

My question about this plan or bailout or investment or whatever they are calling it today, how long before the same bad behaviors cause us to have to bailout the banking system again?

I heard Republicans say that people need to be able to borrow to send their kids to school. They need to borrow in order to pay employees.
  1. If you borrow to send your kids to school you are already teaching them how to lose in life! You are teaching them that borrowing is the best solution - but teaching them how to create debt is exactly why we are in this situation. Kids need to be taught how to make money and how to use that to create more opportunity.
  2. If you are borrowing just to pay your payroll - you do not have a business. You are failing!
The reason people are having trouble paying for a home is because the home is too much to afford. The reason car makers are having such a hard time is that there are a lot of good used cars that are being bought and sold. The reason gas is so expensive is because we do not know how to conserve (we all believe it is there just for me and nobody else deserves it as much I do).

Maybe not everyone, but it is getting close.

Are you having a hard time paying your bills - drop something. Drop your landline phone service. Drop your internet service. Drop your cell phone company. Drop your cable or satellite service. Make the cuts necessary to keep going.

Some gurus say they refuse to live below themselves (Kiyosaki and Trump). Fine. Good for them - you are not them. That does not mean you cannot rebuild and grow again to what you are used to having. Right now you have to do the right thing instead of trying to look right.

Proverbs 24:3,4 says:

A house is built by wisdom and becomes strong through good sense. Through knowledge its rooms are filled with all sorts of precious riches and valuables. (NLT)


I am listening to all these people who say "so and so will get paid if such and such can get money through a loan". Let me say it more clearly. If you have to take out a loan to do something - you cannot afford it! If you cannot pay cash for something and whip out that credit card - you are creating more problems!

This is probably too logical. I understand it is also a simplistic answer but that is all we are getting from those with the microphones.

People keep saying that the government should have acted sooner. Let me ask this - when did we need government to step in? What happened to personal responsibility?

That verse says a house becomes strong through good sense. Our government has proven that it doesn't act with good sense a lot of the time - it wasn't created to do so. We are to act with good sense. If you gamble with your money and you lose, you lose. That is why it is called a gamble.

A house is built with wisdom. True wisdom comes from understanding the will of God. The more we lose contact with God, the further away from true wisdom we are found.

Let's stop gambling and start acting with good sense. Only then will our nation grow stronger.

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